Assistant Manager, Commercial Credit Administration-Hybrid

Location US-CA-Valencia
ID 2026-1776
Category
Business Lending
Position Type
Full-Time
Remote
No

Overview

If you love connecting with people and are ready to grow your career in a company that invests in your success, we’d love to meet you. Come be part of something amazing where your contributions truly matter. Where a hybrid schedule offers the perfect balance of in-person collaboration and remote flexibility, supporting a great work-life harmony.

 

The Assistant Manager - Business Credit Administration assists the Manager - Business Credit Administration by ensuring the monitoring, maintenance, analysis, and servicing of the CRE and Business loan portfolio, encompassing all loan types from conventional to SBA.

Responsibilities

  • Assists in managing financial analysis and annual reviews of assigned existing loan relationships and participation loans; ensures that the loans are graded properly according to the Credit Union’s loan grading policy.
  • Reviews collateral property inspections performed by 3rd party vendor(s) and follows up with borrower to remedy identified deferred maintenance.
  • Monitors the borrower’s ability to repay the loans as structured through periodic check-ins and information collection; ensures post-closing compliance with loan documents.
  • Assists in monitoring the performance of borrowers and guarantors, evaluating and monitoring covenant compliance and financial and industry trends, and identifying problem credits.
  • Assists with providing information on a timely basis to participants for loans that have been participated to other institutions as needed.
  • Reviews borrower requests, including, but not limited to, assumption, partial release, collateral exchange, modification, waiver, etc. in accordance with Logix established policies and procedures and applicable loan documents; provides recommendation for Senior Management approval.
  • Assists in the preparation of loan portfolio reports such as PCRM (Problem Credit Report Memorandum) for audit and management; ensures the audit-soundness of loan portfolio is maintained.
  • Monitors critical asset levels through action plan implementation activities and managing loan delinquencies and maturing loans.
  • Assists the Manager - Business Credit Administration with developing and implementing Loan Workout/Resolution plans, as approved under appropriate authority.
  • With the guidance of management, coordinates with legal counsel or outside collection agencies as needed to minimize LFCU liability.
  • Assists in the annual review, updating and development of commercial lending policy and procedures and adheres to current regulatory standards.
  • Point of contact for various 3rd party systems and platforms utilized for loan monitoring and servicing.
  • Assists in assembling information and reports pursuant to regulatory exams and outside audits.
  • Responds to escalated customer inquiries regarding servicing and payment issues.
  • Responsible for ensuring loan file maintenance.
  • Prepare Commercial portfolio reports (monthly, quarterly, semi-annual and annual) to be presented to various reporting committee with assistance from Manager
  • Ensures that the Annual Shock test is performed on the loan portfolio.
  • Co-planners on the annual performance review.
  • Assist in providing objective and sound judgment on employee matters, i.e. coaching, counseling, employee development, etc.
  • Assist as another level of engagement with employees to foster continuous positive feedback and connect new hires with our CATFISH values.
  • Responsible for being the team leader for the department.

Qualifications

Education

  • Minimum 4 Year / Bachelors Degree in business administration or related discipline.

Experience

  • A minimum of 5 years’ experience in commercial lending.

 

Knowledge, Skills & Ability
  • Strong analytical skills (property operations, borrower/guarantor financials and market performance), with experience modeling historical and projected financial analyses in Excel.
  • Excellent knowledge of commercial credit policies and procedures.
  • Excellent credit analysis and accounting skills.
  • Good organizational skills.
  • Ability to assume responsibility and accountability for credit recommendations and decisions.
  • Ability to work well independently and in teams and interact effectively with all levels of Credit Union personnel and outside contacts.
  • Have current knowledge of Commercial Lending and SBA regulations and SBA servicing requirements.
  • Know proper documentation for CRE and SBA loans and have the ability to review loan documents for compliance with Rules and Regulations.
  • Must have excellent written and verbal communication skills, with the ability to communicate effectively to all levels of internal and external personnel.
  • Must be able to negotiate effectively and use diplomacy and tact as required. Excellent interpersonal skills required when interacting with customers. Knowledge of foreclosure process preferred.
  • Must have strong Microsoft Office skills, including Outlook, Excel, Word, PowerPoint, etc.
 

Disclaimer

 

Equal Opportunity Employer/Veterans/Disabled

Pay Range

USD $100,844.71 - USD $156,309.29 /Yr.

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